It’s always impossible to repeal laws that require Ann to pay for greedy people, because the greedy run out on the streets wailing that the Republicans are murdering them.
Obamacare is uniquely awful because the free stuff isn’t paid for through income taxes: It’s paid for through MY health insurance premiums. This is unfortunate because I wanted to buy health insurance.
Perhaps you’re not aware — SINCE YOU EXEMPTED YOURSELVES FROM OBAMACARE, CONGRESS — but buying or selling health insurance is illegal in America.
Right now, there’s no free market because insurance is insanely regulated not only by Obamacare, but also by the most corrupt organizations in America: state insurance commissions. (I’m talking to you, New York!)
Federal and state laws make it illegal to sell health insurance that doesn’t cover a laughable array of supposedly vital services based on bureaucrats’ medical opinions of which providers have the best lobbyists.
As a result, it’s illegal to sell health insurance that covers any of the medical problems I’d like to insure against. Why can’t the GOP keep Obamacare for the greedy — but make it legal for Ann to buy health insurance?
This is how it works today:
ME: I’m perfectly healthy, but I’d like to buy health insurance for heart disease, broken bones, cancer, and everything else that a normal person would ever need, but no more.
INSURANCE COMPANY: That will be $700 a month, the deductible is $35,000, no decent hospital will take it, and you have to pay for doctor’s visits yourself. But your plan covers shrinks, infertility treatments, sex change operations, autism spectrum disorder treatment, drug rehab and 67 other things you will never need.
INSURANCE COMPANY UNDER ANN’S PLAN: That will be $50 a month, the deductible is $1,000, you can see any doctor you’d like, and you have full coverage for any important medical problems you could conceivably have in a million years.
Mine is a two-step plan (and you don’t have to do the second step, so it’s really a one-step plan).
STEP 1: Congress doesn’t repeal Obamacare! Instead, Congress passes a law, pursuant to its constitutional power to regulate interstate commerce, that says: “In America, it shall be legal to sell health insurance on the free market. This law supersedes all other laws, taxes, mandates, coverage requirements, regulations or prohibitions, state or federal.”
The end. Love, Ann.
There will be no whining single mothers storming Congress with their pre-printed placards. People who want to stay on Obamacare can. No one is taking away anything.
I like her plan a lot better than what the republicans just put forth and retracted.
Just repeal. The answer already exists for most folks here:
http://www.bizjournals.com/wichita/news/2017/03/08/atlasmd-founder-featured-on-fox-news-program.html
Repeal it, keep the gooberment’s hands out of health
care.
Take a real look at TriScarePrime the military has
been suffering with the last twenty years. That was
the phucking klintons.
Poor insurance people won’t make any more money like they are currently.
I guess they’ll just have to raise a false flag as cover / stiff-arm blocker.
TO OceanSailor and reboot
Ann’s plan OBVIATES THE NEED TO REPEAL (which BTW requires 60 votes in the Senate). The brilliance of its simplicity makes me wonder if the approach could actually work (PROBABLY…which is why the jerks on Capitol Hill likely won’t take it up).
Damn, that is clever.
Of course it will work. It will work magnificently and when it does Obamadontcare will go away faster than a fart in a hurricane! Just like any other product or service, when the market is left to decide, the product gets better and cheaper. Let people decide what is good for them. The problem is it’s too simple for the political ignoranuses to understand. They’re like monkeys with their hand in the candy jar. They just can’t let go of all that control!
What is best for the people and competitive Free Market across state lines?
That’s something Ryan hasn’t considered.
Why would a Big Government advocate propose allowing people to make their own decisions? Particularly when the Insurance, Healthcare, Medical and attorneys donate $100s of Millions every year, write the bills for Congress and then lobby those they gave contributions to.
One thing about Big Government Ryan, when he’s bought, he stays bought. Constitutionality, Will of the people, Free markets and Individual rights be damned.
Government is to serve the people NOT best serve business interests. Ryan has never figured this out and I doubt he ever will. Tax, Spend, raise contributions, run elections, politics, self-interests and taking care of large contributors is all Ryan knows.
@Dianny….you are right that it is clever but what is happening on Capitol Hill is more like conniving.
God I love that woman. That stated Repeal of McCarron Ferguson would require 60 votes. We have 52. I know, I’m an A-hole.
@C Steven Tucker: is there any reason (aside from big pharma and special interest money standing in the way) that this would not work?
I doubt the numbers she put forth, but I don’t doubt the success of the structure being implemented.
A down-to-Earth insurance plan.
That’s how it was in the 70s.
I had a $100-a-week (take home) full time factory job and $7-a-week insurance cost.
I could go with a 7% plan cost today. Seems reasonable.
As it is, I would pay through the nose and still have to come up with 100% of the cost before my pre-natal care kicks in.
Us 60 y.o. men need that, apparently.
TO CST
Since Dems proposed McCarron Ferguson repeal a few years back
http://thehill.com/blogs/congress-blog/economy-a-budget/292405-repeal-mccarran-ferguson-before-its-too-late
maybe some would support it now…..
One other thing: Forcing parents to cover health insurance for their 26 year old adult children has to stop. Unless, of course we also raise the legal voting age to 26. I’d go for that trade-off.
Ann needs to be in the White House staff.
How will the republicans handle the “pre-existing condition” dilemma? Now that Obamacare has changed the game, Republicans will either have to force insurance companies to sell insurance to people with pre-existing conditions or force everyone to buy health insurance. Or say tough luck to those with pre-existing conditions and put-up with a daily deluge on the news of “poor unfortunates” that the mean republicans kicked out of hospitals. I wish it was as easy as what Ann suggests, but it would require something sorely lacking in DC: testicular fortitude.
Also, legalize medical savings accounts an concierge medicine.
Medical savings accounts, and 100% deductibility of medical expenses should cover most pre-existing conditions. Charity hospitals might be encouraged to handle the rest. Charity is better than welfare, because gratitude is a better attitude than entitlement on the part of the recipient, and the satisfaction of generosity on the part of the giver is a better attitude than resentment on the part of the tax slave.
Does anyone here know (first hand) of someone being DENIED a policy because of a pre-existing condition?
I’m familiar with the 60 or 90 day waiting period for the PEC, was like that for decades.