AP) — Geico could be required to pay a Missouri woman $5.2 million because she said she contracted a sexually transmitted disease while having sex in the car of a man who is insured by the company.
A three-judge panel of the Missouri Court of Appeals on Tuesday upheld a Jackson County Court’s decision affirming an arbitrator’s finding that the woman was entitled to the award.
However, Maryland-based Geico has filed a federal lawsuit arguing the woman’s claim is not covered by the man’s insurance policy. The company said in an email Thursday that lawsuit will determine whether “there is coverage in this matter.”
According to court documents, the woman, identified as M.O., and a man, who were in a relationship, had sex in the man’s car. She contends she contracted HPV, human papillomavirus, because the man did not tell her he had the disease. HPV can cause cervical cancer, certain other cancers and genital warts.
In February 2021, M.O. notified Geico she planned to seek a $1 million insurance settlement against the man. She argued the man’s auto insurance provided coverage for her injuries and losses.
The insurance company refused the settlement offer, saying the woman’s claim did not occur because of normal use of the vehicle, according to court documents.
An arbitrator eventually determined she should be awarded $5.2 million for damages and her injuries. She then filed a motion in Jackson County Court seeking to confirm the award.
ht/ PHenry
In clown world, anything is now possible.
No big deal. In a few months that won’t even buy a dozen eggs.
Sorry lady. That’s not what it means when the insurance policy says it covers ramming.
Ummmmmm……no. F**k no! Oops. Sorry. You already did that.
Back-seat boinking isn’t “normal use”?!
Whoever said that must’ve dropped before high school.
“Back Seat ’38 Dodge”, a work of “art” – part of an old Dodge with its doors wide open with two (not real) people in the back seat having some sort of sexual encounter. Maybe, with few motels around, the back seat was a convenient locale.
If it was done nowadays they would likely show it in galleries with real people in the back seat doin’ it. They would call it “live art” for sophisticated NY and LA museum patrons, i.e., rich but neurotic liberals.