American Thinker:
By Olivia Murray
After two decades spent as loyal customers to Liberty Mutual, a California couple recently discovered that the insurer had decided to cut ties, sending Janice and Anthony Coleman a “non-renewal” letter when solar panels on the roof were mistaken as moss, mildew, and algae growth. Here’s the story, from a report via Yahoo News:
Janice and Anthony Coleman, longtime homeowners in Fairfield, California, were shocked when Liberty Mutual, their home insurance provider of 20 years, sent a non-renewal notice. The reason? An aerial photograph from space, supposedly showing the roof, was used as justification.
Liberty Mutual claimed the roof had moss, mildew and algae growth, but the Colemans insist the alleged damage was simply their solar panels.
I just became aware of a new (to me) wrinkle in insurance policies. The deductible, formerly a flat $ amount, is now calculated and charged as a percentage of your loss.
This sounds suspiciously like DEI stupidity to me
Two can play that game. They want to drop customers on flimsy reasons, customers can drop them too or simply not consider them in the first place. I don’t use them, but right about now I have no inclination to ever use them.
So I guess I’ll just call it Liberty Biberty Mutual Fuckery
Didn’t the State of California mandate the installation of moss, mildew, and algae growth on new homes on January 1 2020?
LM are bad people.
My experience with Liberty is they require absolutely prompt payment on that premium but if you have a loss, well then there that’s going to take some figuring out, some cogitating, thinking, considering, you know several -strike that- numerous months to pay. Not a fan.
In GA, my insurance agent told me that insurers were rejecting any new business if the home had a roof that was 15 years old or older. If I wanted to change insurers, I would have to have a new roof installed before competitors would even consider taking my money. I’m grandfathered in with my existing company for now and despite large premium increases the last couple of years, the premiums from competitors weren’t low enough to warrant switching (they all increased greatly as well). Like everything else these days, it’s a rigged game where “the house” always wins.
…it really SHOULD up or cancel the insurance, but not for that reason.
More because of stuff like bad installers putting holes in your roof, adding weak electrically charged structures where hailstones go, and stuff like THIS…
https://www.firerescue1.com/roof-operations/solar-panels-hamper-mass-ffs-during-chimney-fire
A lot of insurers are bailing on home policies in places that have frequent disasters like forest fires, mudslides, earthquakes. Like Mexifornia.
After watching the neighbor have endless trouble, awful wires hanging, extra smart meter, and holes in the roof…we decided no way. Instead, painted the house a lighter color, spray urethane foam under the entire roof, seal all the terrible ‘vents’, and then replace the ancient AC unit with an oversized (5 ton) high efficiency variable speed unit. Summer power bill dropped from $450 to $220.
A bald good-looking guy walks into a bar and hollers, “OK LADYS” and while rubbing his head with his hand asks, “Do any of you know what this is?” One gal pipes-up and answers, “Yeah, it’s a bald head” to which the guy retorts, “No, it’s a solar panel for a sex machine.”