When your house is simultaneously on fire and floating away in a flood, it’s time to call your insurance agent

14 Comments on When your house is simultaneously on fire and floating away in a flood, it’s time to call your insurance agent

1. . . . and while you’re calling your insurance agent, he’s busy reading the fine print on your policy.

2. Back in the late 80’s there was a humorous card with a picture on the front of a psychiatric hospital on fire and being swept away in a flood. The inside inscription read: “It’s business as usual on this end. How are you?”

   I never thought I’d see something so close to that. I pray for the families who have been affected by this terrible flood.

3. Well at least they didn’t have to worry about cleaning all the mud out of their house.

   I know, call me Mr Silver Lining.

4. “Nope, act of God…(Snicker) But, I hear FEMA has some moldy trailers you could probably stay in, after they get there in a month or so. Oh, and if you’re a ‘minority.'”

5. There goes Obama’s Middle East foreign policy. Ooops! Doggone, the EU is right behind it.

6. If the owner does not have flood insurance, hope the house caught fire before it was lifted off the foundation. Assuming he/she has basic fire insurance.

7. I would have called before this happens. Not sure they will insure you.

8. I am sure the reality is very few people in WV had flood insurance. No need to read the fine print.

9. I see it as a win-win for the homeowner. If they didn’t have flood insurance, they would surely have fire insurance. Kinda like living in earthquake country. Your house falls off its foundation but catches on fire! We’re covered.

10. As an Insurance Adjuster, that film is excellent evidence for a fire claim that precedes flood damage.
    Kind of hard to argue that it caught fire floating in the river in the rain

11. Quick, buy some 0bamaInsurance! They don’t ask about pre-existing conditions.

12. Time to say “House? What house? That ain’t my house!”

13. Hush! I think I hear “Dueling Banjos” faintly playing in the distance. 🙂

14. You flood insurance won’t pay off because of the fire, and your fire insurance won’t pay off because of the flood.