New Hampshire: House Committee to Hear Legislation that would Require Liability Insurance to Simply Own a Gun – IOTW Report

New Hampshire: House Committee to Hear Legislation that would Require Liability Insurance to Simply Own a Gun

NRA-

On Thursday, January 21, at 1:45 p.m., the House Commerce and Consumer Affairs Committee will hold a public hearing in the Legislative Office Building Room 302 to discuss radical anti-gun legislation.

House Bill 1368, sponsored by state Representative Katherine Rogers (Merrimack-D), would require the seller, purchaser and owner of a firearm to be covered by a liability insurance policy.  This misguided proposal is clearly an unconstitutional condition and is without merit or precedent in law.

Proponents of this legislation will comparatively argue that in much of the country individuals are required by law to insure their automobiles.  However, mandated auto insurance is a precondition that relates to the privilege of driving on public roads, not of automobile ownership.

Many, if not most, insurers do not even provide firearm specific liability insurance coverage.  In fact, many insurance companies exclude coverage for claims arising from firearm ownership.

Clearly, firearm liability insurance will have no effect on the criminal misuse of firearms; however, it will have onerous effects for law-abiding gun owners.  Under mandated insurance, gun owners could be liable for any criminal act involving the insured firearm, even if it was reported lost or stolen.  In addition, the unreasonable fines of up to $10,000 imposed on those who fail to purchase mandated liability insurance could be financially crippling.

Law-abiding gun owners should not have to pay to exercise their constitutional rights, and individuals lacking financial resources should not be forced to decide between defending their families and putting food on the table.

18 Comments on New Hampshire: House Committee to Hear Legislation that would Require Liability Insurance to Simply Own a Gun

  1. I moved my business up here and was hoping to reside here soon because

    #live free or die. Seems like all the mAssholes have ruined it

    Live free or die, just get a permit, insurance and permission first!!

    Fcukers!!

  2. Clearly unconstitutional. The government cannot mandate that you purchase a product as a necessary precondition for exercising a fundamental right protected by the Constitution.

    What’s next? Liability insurance to exercise your right to free speech in case you say something that offends a precious snowflake or social justice warrior (same thing)?

  3. Racer. Isn’t breathing a fundamental right?
    Those who breathe are being required to buy health insurance, either with their own or someone else’s money.
    The supreme courts ruling that Obamacare is legal opened the door for government to force us to pay in order to secure fundamental rights.
    Most importantly, it paved the way for a jizya and movement in that direction is already happening.

  4. Make them do it. Let them make their arguments, vote so it’s on the record who wants to take citizens’ ability to protect themselves away. Then trot it through the federal courts until the laws are overturned. Make them own every step of their fascism.

  5. The upside to such unConstitutional authoritarian proposals is that it will arouse serious desire of the otherwise politically disinterested and left-leaning to take a serious look at candidates who will most likely put a stop to gun-grabbing lawlessness.

  6. having to get liability insurance for documented firearms expressly allowed in the Constitution?
    how about liability insurance for ‘undocumented workers’ not allowed in the Constitution?

  7. Check this broads’ history! She’s from the bay state! She moved up to save money and now she’s screwing up New Hampshire even more! I hate it when the Irish ruin a perfectly good place to live.

    Ever since the seventies, all the massholes have been moving out of the bay state to better places to live. When they migrate, they take their ideology and make other communities unliveable!

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